/* ============================================================
   Core tokens — zero webfonts, zero external requests.
   ============================================================ */
:root{
  --ink:#10151c; --ink-2:#3d4653; --ink-3:#5d6775;
  --bg:#fff; --bg-2:#f5f7fa; --bg-3:#eaeff5; --line:#dde4ec;
  --brand:#0b4a6f; --brand-d:#07314a; --brand-l:#e8f1f7;
  --urgent:#b3271e; --urgent-d:#8c1c15; --urgent-l:#fdeceb;
  --ok:#146c43;
  --r:10px; --r-s:6px;
  --shadow:0 1px 2px rgba(16,21,28,.06),0 4px 12px rgba(16,21,28,.06);
  --shadow-l:0 2px 6px rgba(16,21,28,.08),0 12px 28px rgba(16,21,28,.10);
  --wrap:1120px; --narrow:760px;
  --sys:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --serif:ui-serif,Georgia,Cambria,"Times New Roman",serif;
  --callbar:0px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation-duration:.01ms!important;transition-duration:.01ms!important}}
body{margin:0;font-family:var(--sys);font-size:17px;line-height:1.65;color:var(--ink);background:var(--bg);
     -webkit-font-smoothing:antialiased;padding-bottom:var(--callbar);overflow-wrap:break-word}
img,svg,video{max-width:100%;height:auto;display:block}
h1,h2,h3,h4{line-height:1.2;margin:0 0 .5em;font-weight:700;letter-spacing:-.015em;text-wrap:balance}
h1{font-size:clamp(1.75rem,4.6vw,2.9rem)}
h2{font-size:clamp(1.4rem,3.1vw,2rem);margin-top:2.2em}
h3{font-size:clamp(1.1rem,2.1vw,1.3rem);margin-top:1.6em}
p{margin:0 0 1.1em;text-wrap:pretty}
a{color:var(--brand);text-underline-offset:.18em;text-decoration-thickness:.08em}
a:hover{color:var(--brand-d)}
:focus-visible{outline:3px solid var(--brand);outline-offset:2px;border-radius:3px}
hr{border:0;border-top:1px solid var(--line);margin:2.5rem 0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.narrow{max-width:var(--narrow)}
.skip{position:absolute;left:-9999px;top:0;background:var(--brand);color:#fff;padding:12px 20px;z-index:200;border-radius:0 0 var(--r-s) 0}
.skip:focus{left:0}
.sr{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}

/* ---------- Header ---------- */
.topbar{background:var(--brand-d);color:#dce9f2;font-size:.8rem;padding:6px 0}
.topbar .wrap{display:flex;gap:18px;justify-content:center;flex-wrap:wrap;text-align:center}
.topbar b{color:#fff}
header.site{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.97);backdrop-filter:saturate(180%) blur(8px);border-bottom:1px solid var(--line)}
.hrow{display:flex;align-items:center;gap:16px;min-height:68px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.12rem;color:var(--ink);text-decoration:none;letter-spacing:-.02em;flex-shrink:0}
.logo .mk{width:34px;height:34px;border-radius:8px;background:var(--brand);color:#fff;display:grid;place-items:center;font-size:.95rem;flex-shrink:0}
.logo small{display:block;font-size:.63rem;font-weight:600;color:var(--ink-3);letter-spacing:.06em;text-transform:uppercase}
nav.main{margin-left:auto;display:none}
nav.main ul{display:flex;gap:4px;list-style:none;margin:0;padding:0;align-items:center}
nav.main a{display:block;padding:9px 12px;border-radius:var(--r-s);font-size:.93rem;font-weight:600;color:var(--ink-2);text-decoration:none}
nav.main a:hover,nav.main a[aria-current]{background:var(--bg-3);color:var(--brand-d)}
.hdr-cta{margin-left:auto;display:flex;align-items:center;gap:10px}
.hdr-phone{display:none}
@media(min-width:1000px){nav.main{display:block}.hdr-cta{margin-left:12px}.hdr-phone{display:flex}}
.menu-btn{margin-left:auto;background:var(--bg-2);border:1px solid var(--line);border-radius:var(--r-s);padding:9px 12px;font:inherit;font-size:.85rem;font-weight:700;color:var(--ink-2);cursor:pointer;display:flex;gap:7px;align-items:center}
@media(min-width:1000px){.menu-btn{display:none}}
.drawer{display:none;border-top:1px solid var(--line);background:var(--bg-2);max-height:72vh;overflow-y:auto;-webkit-overflow-scrolling:touch}
.drawer.open{display:block}
.drawer ul{list-style:none;margin:0;padding:8px 0}
.drawer a{display:block;padding:13px 20px;color:var(--ink);text-decoration:none;font-weight:600;border-bottom:1px solid var(--bg-3)}
.drawer .lbl{padding:14px 20px 6px;font-size:.68rem;text-transform:uppercase;letter-spacing:.1em;color:var(--ink-3);font-weight:800}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:14px 22px;border-radius:var(--r);
     font-weight:700;font-size:1rem;text-decoration:none;border:1.5px solid transparent;cursor:pointer;font-family:inherit;
     transition:transform .12s ease,box-shadow .12s ease;line-height:1.25;text-align:center}
.btn:active{transform:translateY(1px)}
.btn-call{background:var(--urgent);color:#fff;box-shadow:0 2px 0 var(--urgent-d),var(--shadow)}
.btn-call:hover{background:var(--urgent-d);color:#fff}
.btn-brand{background:var(--brand);color:#fff;box-shadow:0 2px 0 var(--brand-d)}
.btn-brand:hover{background:var(--brand-d);color:#fff}
.btn-ghost{background:#fff;border-color:var(--line);color:var(--ink)}
.btn-ghost:hover{border-color:var(--brand);color:var(--brand-d)}
.btn-lg{padding:17px 30px;font-size:1.1rem;width:100%}
@media(min-width:620px){.btn-lg{width:auto}}
.btn-sm{padding:10px 15px;font-size:.88rem}
.btn .num{font-variant-numeric:tabular-nums;white-space:nowrap}

/* ---------- Hero ---------- */
.hero{background:linear-gradient(168deg,var(--brand-d) 0%,var(--brand) 58%,#10618f 100%);color:#fff;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;inset:0;background-image:radial-gradient(circle at 1px 1px,rgba(255,255,255,.14) 1px,transparent 0);background-size:22px 22px;opacity:.5;pointer-events:none}
.hero .wrap{position:relative;z-index:1;padding-top:44px;padding-bottom:44px}
@media(min-width:800px){.hero .wrap{padding-top:66px;padding-bottom:62px}}
.hero h1{color:#fff;margin-bottom:.35em}
.hero .lede{font-size:1.1rem;color:#d6e6f1;max-width:62ch;margin-bottom:1.5em}
@media(min-width:800px){.hero .lede{font-size:1.22rem}}
.eyebrow{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.26);
         color:#fff;padding:6px 14px;border-radius:999px;font-size:.76rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase;margin-bottom:18px}
.pulse{width:8px;height:8px;border-radius:50%;background:#5ce08a;box-shadow:0 0 0 0 rgba(92,224,138,.8);animation:pl 2s infinite}
@keyframes pl{70%{box-shadow:0 0 0 9px rgba(92,224,138,0)}100%{box-shadow:0 0 0 0 rgba(92,224,138,0)}}
.hero-cta{display:flex;flex-direction:column;gap:11px;margin-bottom:22px}
@media(min-width:620px){.hero-cta{flex-direction:row;flex-wrap:wrap;align-items:center}}
.hero-cta .btn-call{font-size:1.22rem;padding:18px 30px}
.callnote{font-size:.85rem;color:#b9d3e5;display:flex;align-items:center;gap:7px}
.hero-trust{display:grid;grid-template-columns:repeat(2,1fr);gap:10px 18px;border-top:1px solid rgba(255,255,255,.2);padding-top:20px;margin-top:6px}
@media(min-width:780px){.hero-trust{grid-template-columns:repeat(4,1fr)}}
.hero-trust div{font-size:.83rem;color:#cfe3f0}
.hero-trust b{display:block;color:#fff;font-size:1.28rem;font-weight:800;letter-spacing:-.02em}

/* ---------- Sections & cards ---------- */
section{padding:44px 0}
@media(min-width:800px){section{padding:60px 0}}
.alt{background:var(--bg-2);border-block:1px solid var(--line)}
.sec-head{max-width:68ch;margin-bottom:28px}
.sec-head h2{margin-top:0}
.sec-head p{color:var(--ink-2);font-size:1.05rem;margin-bottom:0}
.grid{display:grid;gap:16px;grid-template-columns:1fr}
@media(min-width:620px){.grid-2,.grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}}
@media(min-width:940px){.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;display:flex;flex-direction:column;box-shadow:var(--shadow)}
.card h3{margin:0 0 .45em;font-size:1.08rem}
.card h3 a{text-decoration:none;color:var(--ink)}
.card h3 a:hover{color:var(--brand)}
.card p{color:var(--ink-2);font-size:.94rem;margin-bottom:1em}
.card .more{margin-top:auto;font-weight:700;font-size:.9rem;text-decoration:none;display:inline-flex;gap:6px;align-items:center}
.card .ico{width:40px;height:40px;border-radius:9px;background:var(--brand-l);color:var(--brand);display:grid;place-items:center;margin-bottom:14px;font-size:1.15rem}
.card.urgent{border-left:4px solid var(--urgent)}

/* ---------- Prose ---------- */
.prose{max-width:74ch}
.prose ul,.prose ol{padding-left:1.35em;margin:0 0 1.2em}
.prose li{margin-bottom:.5em}
.prose h2:first-child,.prose h3:first-child{margin-top:0}
.lead{font-size:1.13rem;color:var(--ink-2)}
.steps{list-style:none;counter-reset:s;padding:0;margin:0}
.steps li{counter-increment:s;position:relative;padding:0 0 22px 54px;border-left:2px solid var(--bg-3);margin-left:17px}
.steps li:last-child{border-left-color:transparent;padding-bottom:0}
.steps li::before{content:counter(s);position:absolute;left:-19px;top:-2px;width:36px;height:36px;border-radius:50%;
  background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:800;font-size:.95rem}
.steps h3{margin:0 0 .3em;font-size:1.05rem}
.steps p{margin:0;color:var(--ink-2);font-size:.95rem}
.callout{background:var(--brand-l);border-left:4px solid var(--brand);border-radius:0 var(--r-s) var(--r-s) 0;padding:18px 22px;margin:1.8em 0}
.callout p:last-child{margin-bottom:0}
.callout.warn{background:var(--urgent-l);border-left-color:var(--urgent)}
.chips{display:flex;flex-wrap:wrap;gap:7px;list-style:none;padding:0;margin:1em 0}
.chips li a,.chips li span{display:block;background:var(--bg-2);border:1px solid var(--line);border-radius:999px;padding:6px 13px;font-size:.85rem;text-decoration:none;color:var(--ink-2)}
.chips li a:hover{background:var(--brand-l);border-color:var(--brand);color:var(--brand-d)}
.zips{font-variant-numeric:tabular-nums;font-size:.88rem;color:var(--ink-3);line-height:2}

/* ---------- FAQ ---------- */
.faq{border:1px solid var(--line);border-radius:var(--r);overflow:hidden;background:#fff}
.faq details{border-bottom:1px solid var(--line)}
.faq details:last-child{border-bottom:0}
.faq summary{padding:17px 46px 17px 20px;font-weight:700;cursor:pointer;position:relative;list-style:none;font-size:1rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:1.4rem;font-weight:400;color:var(--brand);line-height:1}
.faq details[open] summary::after{content:"\2212"}
.faq details[open] summary{background:var(--bg-2)}
.faq .ans{padding:4px 20px 20px;color:var(--ink-2)}
.faq .ans p:last-child{margin-bottom:0}

/* ---------- Breadcrumbs ---------- */
.crumbs{background:var(--bg-2);border-bottom:1px solid var(--line);font-size:.83rem;padding:10px 0}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:0;padding:0;color:var(--ink-3)}
.crumbs li::after{content:"/";margin-left:6px;color:var(--line)}
.crumbs li:last-child::after{display:none}
.crumbs a{color:var(--ink-2);text-decoration:none}
.crumbs a:hover{color:var(--brand);text-decoration:underline}

/* ---------- Call band ---------- */
.band{background:var(--brand-d);color:#fff;text-align:center}
.band h2{color:#fff;margin-top:0}
.band p{color:#cfe3f0;max-width:56ch;margin-inline:auto}
.band .btn-call{font-size:1.3rem;padding:19px 34px}
.band .wrap{padding:42px 20px}

/* ---------- Forms ---------- */
form.lead-form{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;box-shadow:var(--shadow)}
.fld{margin-bottom:15px}
.fld label{display:block;font-weight:700;font-size:.88rem;margin-bottom:6px}
.fld input,.fld select,.fld textarea{width:100%;padding:12px 13px;border:1.5px solid var(--line);border-radius:var(--r-s);
  font:inherit;font-size:1rem;background:#fff;color:var(--ink)}
.fld input:focus,.fld select:focus,.fld textarea:focus{border-color:var(--brand);outline:none;box-shadow:0 0 0 3px var(--brand-l)}
.fld .hint{font-size:.8rem;color:var(--ink-3);margin-top:4px}
.req{color:var(--urgent)}

/* ---------- Tables ---------- */
.tbl-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:1.5em 0;border:1px solid var(--line);border-radius:var(--r)}
table{border-collapse:collapse;width:100%;font-size:.93rem;min-width:520px}
th,td{padding:12px 15px;text-align:left;border-bottom:1px solid var(--line)}
th{background:var(--bg-2);font-weight:700;font-size:.82rem;text-transform:uppercase;letter-spacing:.04em;color:var(--ink-2)}
tbody tr:last-child td{border-bottom:0}

/* ---------- Columns of links (silo / footer) ---------- */
.linkcols{columns:2;column-gap:26px;list-style:none;padding:0;margin:0;font-size:.9rem}
@media(min-width:700px){.linkcols{columns:3}}
@media(min-width:1000px){.linkcols{columns:4}}
.linkcols li{margin-bottom:7px;break-inside:avoid}
.linkcols a{color:var(--ink-2);text-decoration:none}
.linkcols a:hover{color:var(--brand);text-decoration:underline}

/* ---------- Sticky mobile call bar ---------- */
.callbar{position:fixed;left:0;right:0;bottom:0;z-index:150;background:var(--urgent);
  box-shadow:0 -3px 14px rgba(0,0,0,.24);padding:9px 12px;padding-bottom:max(9px,env(safe-area-inset-bottom));
  display:flex;gap:9px;align-items:center}
.callbar a{flex:1;display:flex;align-items:center;justify-content:center;gap:9px;color:#fff;text-decoration:none;
  font-weight:800;font-size:1.08rem;padding:10px 8px;border-radius:var(--r-s)}
.callbar a.alt2{flex:0 0 auto;background:rgba(0,0,0,.24);font-size:.9rem;padding:11px 15px}
.callbar .cb-sub{display:block;font-size:.66rem;font-weight:600;opacity:.85;letter-spacing:.04em;text-transform:uppercase}
@media(min-width:1000px){.callbar{display:none}}
/* floating desktop */
.floatcall{display:none}
@media(min-width:1000px){
 .floatcall{display:flex;position:fixed;right:24px;bottom:24px;z-index:150;align-items:center;gap:11px;
   background:var(--urgent);color:#fff;text-decoration:none;padding:14px 22px;border-radius:999px;
   font-weight:800;font-size:1.05rem;box-shadow:var(--shadow-l)}
 .floatcall:hover{background:var(--urgent-d);color:#fff}
}
@media print{.callbar,.floatcall,header.site,nav.main,.menu-btn{display:none!important}body{padding-bottom:0}}

/* ---------- Footer ---------- */
footer.site{background:#0a1219;color:#93a4b5;font-size:.9rem;padding:44px 0 0;margin-top:0}
footer.site a{color:#c3d3e0;text-decoration:none}
footer.site a:hover{color:#fff;text-decoration:underline}
footer.site h3{color:#fff;font-size:.76rem;text-transform:uppercase;letter-spacing:.11em;margin:0 0 13px}
.fgrid{display:grid;gap:30px;grid-template-columns:1fr}
@media(min-width:680px){.fgrid{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1000px){.fgrid{grid-template-columns:1.4fr 1fr 1fr 1fr}}
footer.site ul{list-style:none;margin:0;padding:0}
footer.site li{margin-bottom:8px}
.fphone{display:inline-flex;align-items:center;gap:9px;color:#fff!important;font-size:1.3rem;font-weight:800;text-decoration:none!important;margin:6px 0 4px;font-variant-numeric:tabular-nums}
.fbot{border-top:1px solid #1d2a36;margin-top:36px;padding:18px 0;font-size:.8rem;display:flex;flex-wrap:wrap;gap:8px 20px;justify-content:space-between}
.fbot ul{display:flex;gap:16px;flex-wrap:wrap}
.fbot li{margin:0}